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Disclaimer & Policies


On this page, you will read the terms of use for with a blog title Urbanchix | Published from 2020 to Present


This website and everything that is provided by is for general information purposes only and is written, managed, and edited only by me, Khae Santiago, the sole author of this blog. All information is provided in good faith, however, this site makes no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information found on this website.


The reading of all information stated on is of your own free will and if you do not accept the terms contained in this disclaimer or if you simply feel unsafe, you should discontinue using this website immediately.


Your use of this site and your reliance on any information stated within is solely at your own risk. All point of views and everything that are written and expressed here represents nothing but myself, and not those of any person or entity in their favor. However, whatever opinion I may put across this site does not intend to harm, slander, or defame any company, individual or thing. I will not be held liable for libel nor will I be held compensate for any loss or damage whatsoever arising from loss of data or profits in connection because of what I may state on this blog. Any reliance you place on any information is again, strictly at your own risk so please make sure to research for further opinion and verify the information that you read from my blog, as there’s a possibility that some of it will be less accurate as time passes. I will not even be responsible for what people might do with my advice, critique and/or wisdom.


As the author of this blog, I will try my best to provide up-to-date information, but I can’t make representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on this website for any purpose. You will be properly provided with information at your own risk.


Also, these terms can be change at any given time without prior notice.

Professional Disclaimer cannot and does not contain professional medical, fitness, and health advice. The medical/fitness/health information is solely from the author’s personal experience and is only provided for general, informational, and educational purposes only and is not a substitute for professional advice.


Accordingly, before taking any actions based upon such information, I encourage you to consult with the appropriate professionals. I do not provide any kind of professional medical/fitness/health advice. Again, the use or reliance of any information contained on this site is solely at your own risk.


All photos and texts found in this site are intellectual properties of unless otherwise stated. Also, I am the legal copyright holder of the materials on this website and it may not be used, reprinted, modified, or published without my permission especially if it’s for commercial use. If you would like to use any information or photos, please get in touch with me and state your intent and purpose. If you wish to repost or share any material from this website, please make sure to credit me by including my link/s.


I do credit all the materials that are not mine. If and when I failed to properly credit you for any material used on this website, I sincerely apologize for that as it was not my intention to do such. However, please do let me know immediately about it so that I could take proper action as soon as possible. You can email me at

COMMENTS & TESTIMONIALS may contain testimonials and these reflect the real-life experiences and opinion of such users. However, the experiences and opinion are personal to those particular users, and may not necessarily be representative of all users. I do not claim and you should not assume that all users have the same experiences. Individual results may vary.


Meanwhile, comments on this website are the sole responsibility of their writers and they will take full responsibility, liability, and blame for any libel or proceedings that will result from their statement. I do not even guarantee the accuracy, honesty, and politeness of their comments. Though of course, I reserve the right to edit or delete any comments submitted to this website without notice as they may deem to be spam or questionable, or that they include profanity, contain language or concepts that are offensive, attack a group or person individually, etc.


The views and opinions contained in the testimonials and comments belong solely to the individual user and do not reflect the views and opinions of the author of this website. In addition, those testimonials and comments are not intended, nor should they be construed as claims for the advices/critiques stated on my blog.


I, in no way condone, endorse or take responsibility for obscene, pornographic, disgusting, hostile or offensive content-filled web pages that my website is unintentionally linked to. But, this website contains links that direct to external websites and these are simply provided for your convenience and information. However, you should know that I am NOT in control of these external platforms so I will not be held liable for any material contained within them.


What’s more is that some of the links on the website are affiliate or referral links. At no additional cost to you, I will earn a small percentage of the sale if you make a purchase through my affiliate link or I will earn a bonus from your registration through my referral link. In fact, the cost for you will sometimes even be cheaper due to my partnership with a certain brand. Rest assured, I only support things that I trust and have personally used. Ultimately, I hope for your understanding that this is a way for me to keep this website running in tiptop shape; so your purchases or registration through any of my affiliate links is much appreciated!

Advertisers & Sponsorship Disclosure

This blog is also open to forms of cash advertising, sponsorship, paid insertions, and other forms of compensation and/or projects. But even though this blog is open to advertising, I will never recommend and write about products or brands that I don’t personally use nor believe in. I will always disclose whether I will be receiving any commissions or products for free, or if a trip was sponsored or not.


But I am definitely not responsible for the actions of my advertisers or sponsors. If you purchase a product or service based upon a link from my website, you must take action with that company to resolve any issues and NOT with me. Any product, claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

SITE PRIVACY AND STATEMENT POLICY is governed by the following privacy policy. I genuinely respect your privacy and committed to protecting it. Any personal and/or contact information provided to me will be kept private. The emails in blog comments and emails sent to me from newsletter subscribers will not be spammed in any way and I will not sell or disclose your information to any other companies.


The purpose of this policy is to inform you what personal and identifiable information this site may collect and how it may be used.


Any letters, e-mails, blog comments, responses on Social Media platforms such as Facebook, Pinterest, Instagram, Youtube, and Twitter, or questions written directly to me may be used as blog material for my audience unless specifically requested otherwise. Part of these emails, questions or any other feedback may be used in newsletters, blog posts, columns or promotional materials.


For any further clarifications and questions, it can all be directed to me on my contact page.

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